Intact Insurance Specialty Solutions Increases Excess Coverage for Large-Limit Properties

Producers Careers Specialty Solutions Canada

Up to $250 million in capacity for excess property placements

News Release

March 18, 2025

Brokers and clients that need a solution for high-value excess property exposures can turn to Intact Insurance Specialty Solutions. With the ability to offer up to $250 million in capacity for excess property placements, Intact Insurance’s Specialty Property team strengthens its commitment to its partners with enhanced capacity. The coverage is designed for a broad range of commercial properties, including apartments and condominiums, commercial real estate, manufacturing, retail/wholesale, education, warehousing, and public entities requiring substantial limits beyond traditional primary layers.

“Securing high excess coverage for unique property risks can be challenging in the current insurance market,” said Derek Hall, President of Intact Insurance’s U.S. Specialty Property group. He added, “Intact’s A+ rating* and ability to provide up to $250 million in excess capacity for a broad range of commercial properties, combined with our team of experienced underwriters and exceptional service are key differentiators in this space.”

Coverage attaches in excess of $5 million, but the maximum policy limit will vary depending on the individual risk characteristics and attachment point.

To learn more about Intact Insurance’s Specialty Property excess placement capabilities, please visit: https://www.intactspecialty.com/en/specialty-property/home.page.

Intact Insurance Specialty Solutions is the marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC. Coverages may be underwritten by one of the following insurance companies: Atlantic Specialty Insurance Company, a New York insurer; Homeland Insurance Company of New York, a New York insurer; Homeland Insurance Company of Delaware, a Delaware insurer; OBI America Insurance Company, a Pennsylvania insurer; OBI National Insurance Company, a Pennsylvania insurer; or The Guarantee Company of North America USA, a Michigan insurer. Each of these insurers maintains its principal place of business at 605 Highway 169 N, Plymouth, MN 55441, except The Guarantee Company of North America USA, which is located at One Towne Square, Southfield, MI 48076. This material is intended as a general description of certain types of insurance coverages and services. Coverages and availability vary by state; exclusions and deductibles may apply. Please refer to your insurance policy or consult with your independent insurance advisor for information about coverages, terms and conditions. Some coverage may be written by a surplus lines insurer through a licensed surplus lines broker. Surplus lines insurers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds.